Many Canadian homeowners have mortgages with Scotiabank but do their day-to-day banking with TD Bank. This leads to the common question – can I pay my Scotiabank mortgage with my TD Bank account? The short answer is yes, you can pay your Scotiabank mortgage using your TD Bank account. However, it requires a few simple … Read more
Transferring a mortgage from one bank to another is a common occurrence these days as homeowners seek out lower interest rates or better service. Many Canadian homeowners have their mortgages with one of the “Big Five” banks like TD or RBC. So it’s understandable that a homeowner with a mortgage at TD might consider transferring … Read more
Taking over someone’s mortgage can seem like a great way to get into the housing market. But it’s not always that simple, especially when it comes to assumable mortgages from major lenders like TD. Let’s take a closer look at how TD’s policies work for fixed-rate mortgages, and what your options are if you want … Read more
Purchasing a home is an exciting milestone in life. But before you can move in and decorate, you need financing approved. If you’re considering a mortgage from TD, you probably want to know – how long does it take TD to approve a mortgage? The mortgage approval process involves a careful review of your finances … Read more
Getting a mortgage is one of the biggest financial commitments most people make in their lives. With so many options out there, it can be tricky to know which type of mortgage is right for you. One popular option offered by many lenders, including TD Bank, is a variable-rate mortgage. But what exactly does that … Read more
Getting a mortgage is one of the biggest financial decisions you’ll make. With so many options, it can be confusing to know which mortgage type and rate is right for you. One popular option is the TD 5-year fixed mortgage rate offered by TD Canada Trust. Understanding Fixed vs Variable Mortgage Rates The first thing … Read more
Purchasing a home is likely one of the largest financial decisions you’ll make in your life. And when mortgage rates are low, it can be tempting to want to buy more houses than you can reasonably afford. This is where mortgage insurance comes in. Mortgage insurance is an insurance policy that protects the lender (in … Read more
Are you looking for some financial relief this month? Want to take a vacation without worrying about your mortgage payment? TD Bank offers mortgage customers the option to skip a payment. Here’s what you need to know about skipping a mortgage payment with TD Bank. What Is Mortgage Payment Skip? Mortgage payment skip allows you … Read more
Paying your mortgage online with TD can make your life so much easier. As one of the major banks in Canada, TD offers a simple online system to securely pay your mortgage every month from the comfort of your home. Whether you’ve just set up a new mortgage with TD or are looking to switch … Read more
Paying down your mortgage faster with a lump sum payment can help you save thousands of dollars in interest and shorten your amortization period. Whether you’ve come into some extra cash from a tax refund, inheritance, or bonus at work, putting those funds towards your mortgage principal is a smart financial move. Here’s a step-by-step … Read more
Have you been searching for your TD mortgage statement? Getting access to your statement is important for staying on top of your mortgage and understanding how much you owe. The good news is accessing your TD mortgage statement is easy if you know where to look. This guide will walk you through the simple process … Read more
These days, it can be tough to keep up with mortgage payments. If you have a mortgage with TD Bank, you may be wondering if you can press pause on your payments for a little while. The option to defer mortgage payments with TD Bank does exist, but there are some things you need to … Read more
If you have a mortgage with TD Canada Trust, you may be wondering how early you can renew your mortgage before it comes due. While lenders like TD want to keep you as a customer, there are still rules and limitations around renewing mortgages early. This article will examine those guidelines so you understand your … Read more
Taking out a mortgage is a big financial commitment. While most homeowners are able to fulfill their mortgage obligations, sometimes unexpected life events occur that make keeping up with mortgage payments difficult or impossible. If you have a mortgage with TD and are considering breaking it, either through selling your home or defaulting on payments, … Read more
Are you dreaming of becoming a homeowner, but unsure if you can afford it? Fear not, here we have got you covered with our handy TD Mortgage Affordability Calculator. This user-friendly calculator can provide potential homebuyers with realistic estimates of how much they can afford based on their current financial situation. In today’s competitive real … Read more
In today’s fast-paced digital world, banking transactions have become more streamlined and efficient than ever before, thanks to technology. One essential element of the modern banking system is the use of routing numbers, which enable secure and seamless transactions. For customers of TD Bank, one of the largest banks in the United States and Canada, … Read more
In today’s fast-paced digital world, convenience has become a non-negotiable aspect of our lives, particularly in financial services. As we increasingly venture into online banking, leveraging digital solutions has become the new normal for various banking processes, including mortgage applications. One such innovative solution that has transformed the mortgage landscape is TD Bank’s Mortgage Application … Read more
In today’s fast-paced world, mobile banking has become an essential tool for managing personal finances. With the TD Online Mobile Banking App, TD Bank offers its customers a convenient and secure way to access and manage their accounts on the go. Whether you need to check your account balance, transfer funds, pay bills, or deposit … Read more
TD Online banking has become increasingly popular due to its convenience and accessibility. If you have a TD bank account, registering for EasyWeb online banking allows you to access your accounts, manage your finances, and perform various banking transactions from the comfort of your own home. In this blog post, we will provide a step-by-step … Read more
In today’s ever-evolving real estate market, selecting the right mortgage can be a daunting task for potential homeowners. Selecting a reliable, cost-effective, and customer-friendly financial institution becomes crucial in securing the perfect home. TD Bank, known for its strong presence in the Canadian and American markets, has established itself as a leading choice for mortgage … Read more